@font-face{font-family:'Inter';font-style:normal;font-weight:400;font-display:swap;src:url(fonts/inter-400.woff2) format('woff2')}
@font-face{font-family:'Inter';font-style:normal;font-weight:500;font-display:swap;src:url(fonts/inter-500.woff2) format('woff2')}
@font-face{font-family:'Inter';font-style:normal;font-weight:600;font-display:swap;src:url(fonts/inter-600.woff2) format('woff2')}
/* Klickanfragen: gemeinsame Styles für Unterseiten. Weiß, schwarze Schrift, Marineblau für Aktionen, Grün nur als Signal für neue Anfragen. */
:root{
  --bg:#ffffff; --ink:#0a0a0a; --sub:#545a63; --line:#e8ebf0; --soft:#f7f8fa;
  --blue:#152c6b; --blue-h:#1e3a8a; --green:#22a447; --glow:#e9effd;
  --f:"Inter", -apple-system, "SF Pro Display", "Segoe UI", system-ui, sans-serif;
  --sec:clamp(5rem,11vw,8.5rem);
  color-scheme:light;
}
*{box-sizing:border-box}
html{padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--f);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:10;background:var(--bg)}
img{max-width:100%}
[hidden]{display:none!important}
.wrap{max-width:1160px;margin:0 auto;padding-left:max(24px,env(safe-area-inset-left,0px));padding-right:max(24px,env(safe-area-inset-right,0px))}
@media (max-width:480px){.wrap{padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}}
h1,h2,h3{margin:0;font-weight:500;text-wrap:balance}
h1{font-size:clamp(2.4rem,5.6vw,4.4rem);line-height:1.06;letter-spacing:-.045em}
h2{font-size:clamp(1.9rem,3.6vw,2.9rem);line-height:1.12;letter-spacing:-.035em}
h3{font-size:1.15rem;font-weight:600;letter-spacing:-.015em;line-height:1.35}
p{margin:0}
a{color:inherit}
section{padding-block:var(--sec)}
:focus-visible{outline:2px solid var(--green);outline-offset:3px}

.pill{display:inline-flex;align-items:center;gap:.6rem;font-size:.95rem;font-weight:500;color:var(--ink)}
.pill i{position:relative;width:9px;height:9px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px color-mix(in srgb,var(--green) 18%,transparent)}
.pill i::after{content:"";position:absolute;inset:0;border-radius:50%;background:var(--green);animation:ping 2.2s cubic-bezier(0,0,.2,1) infinite}
@keyframes ping{75%,100%{transform:scale(2.4);opacity:0}}
@keyframes kin{from{opacity:0;transform:translateX(10px)}to{opacity:1;transform:none}}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:.6rem;padding:.95rem 1.5rem;border-radius:10px;font:inherit;font-weight:500;font-size:1rem;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:background .2s,border-color .2s,transform .2s}
.btn-dark{background:var(--blue);color:#fff}
.btn-dark:hover{background:var(--blue-h)}
.btn-out{border-color:var(--line);color:var(--ink);background:var(--bg)}
.btn-out:hover{border-color:var(--sub)}
.btn:active{transform:scale(.985)}

/* Header */
header.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:5;background:color-mix(in srgb,var(--bg) 92%,transparent);backdrop-filter:blur(12px);border-bottom:1px solid transparent;transition:border-color .3s}
header.top.scrolled{border-color:var(--line)}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:2rem;padding-block:1.1rem}
.logo{display:inline-flex;align-items:center;gap:.55rem;font-weight:600;font-size:1.12rem;letter-spacing:-.03em;text-decoration:none}
.logo svg{flex:none;display:block}
nav.main{display:flex;align-items:center;gap:2.1rem;font-size:.95rem;color:var(--sub)}
nav.main a{text-decoration:none;transition:color .2s}
nav.main a:hover,nav.main a[aria-current="page"]{color:var(--ink)}
.dd{position:relative;padding-block:.6rem;margin-block:-.6rem}
.dd>a::after{content:"";display:inline-block;width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:translateY(-3px) rotate(45deg);margin-left:.45rem}
.dd-m{position:absolute;top:100%;left:-1rem;min-width:280px;background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:.45rem;box-shadow:0 22px 44px -26px rgba(10,20,40,.35);display:none;flex-direction:column}
.dd:hover .dd-m,.dd:focus-within .dd-m{display:flex}
.dd-m a{padding:.65rem .8rem;border-radius:8px;color:var(--ink)}
.dd-m a:hover{background:var(--soft)}
.dd-m small{display:block;color:var(--sub);font-size:.82rem}
.hright{display:flex;align-items:center;gap:.6rem}
.hcta{padding:.65rem 1.1rem;font-size:.93rem}
.hphone{display:inline-flex;align-items:center;gap:.45rem;font-size:.93rem;font-weight:500;color:var(--ink);text-decoration:none;margin-right:.6rem;white-space:nowrap;font-variant-numeric:tabular-nums}
.hphone svg{color:var(--blue)}
.hphone:hover{color:var(--blue)}


.burger{display:none;width:42px;height:42px;border:1px solid var(--line);border-radius:10px;background:var(--bg);cursor:pointer;align-items:center;justify-content:center;flex-direction:column;gap:5px}
.burger span{width:18px;height:1.5px;background:var(--ink);transition:transform .25s}
.burger[aria-expanded="true"] span:first-child{transform:translateY(3.25px) rotate(45deg)}
.burger[aria-expanded="true"] span:last-child{transform:translateY(-3.25px) rotate(-45deg)}
@media (max-width:900px){
  .burger{display:inline-flex}
  nav.main{display:none;position:absolute;top:100%;left:0;right:0;background:var(--bg);flex-direction:column;align-items:flex-start;gap:1.1rem;padding:1.2rem max(24px,env(safe-area-inset-left,0px)) 1.6rem;border-bottom:1px solid var(--line);font-size:1.05rem}
  nav.main.open{display:flex}
  .dd{padding:0;margin:0}
  .dd-m{position:static;display:flex;border:0;box-shadow:none;padding:.4rem 0 0 .8rem;min-width:0}
  .dd>a::after{display:none}
}
@media (max-width:420px){.hcta{display:none}}


/* Header layout fix */
header.top .wrap{max-width:1320px}
nav.main{gap:1.7rem}
nav.main a,.hcta,.hphone,.dd>a{white-space:nowrap}
.hright{flex:none}
@media (max-width:1380px){.hphone{display:none}}
@media (max-width:1060px) and (min-width:901px){nav.main{gap:1.2rem;font-size:.9rem}}
/* Breadcrumb */
.crumbs{font-size:.88rem;color:var(--sub);padding-top:1.6rem}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.5rem}
.crumbs li+li::before{content:"/";margin-right:.5rem;color:var(--line)}
.crumbs a{text-decoration:none}
.crumbs a:hover{color:var(--ink)}

/* Hero */
.hero{position:relative;text-align:center;padding-top:clamp(3.5rem,8vw,6rem);padding-bottom:clamp(3.5rem,7vw,5rem);overflow:hidden}
.hero::after{content:"";position:absolute;left:50%;bottom:-40%;width:min(1100px,140%);height:70%;transform:translateX(-50%);background:radial-gradient(closest-side,var(--glow),transparent);z-index:-1;pointer-events:none}
.hero .wrap{display:flex;flex-direction:column;align-items:center;gap:1.6rem}
.hero .sub{font-size:clamp(1.08rem,1.7vw,1.3rem);color:var(--sub);max-width:50ch;line-height:1.55}
.acts{display:flex;flex-wrap:wrap;gap:.8rem;justify-content:center;margin-top:.4rem}
.facts{display:flex;flex-wrap:wrap;justify-content:center;gap:.8rem 2.2rem;margin-top:1rem;font-size:.92rem;color:var(--sub)}
.facts span{display:inline-flex;align-items:center;gap:.5rem}
.facts svg{color:var(--green)}

/* Section heads and columns */
.head{text-align:center;display:flex;flex-direction:column;align-items:center;gap:1.1rem;max-width:760px;margin:0 auto clamp(3rem,6vw,4.5rem)}
.head p{color:var(--sub);font-size:1.1rem;max-width:54ch}
.bt{border-top:1px solid var(--line)}
.cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(2.2rem,5vw,4rem)}
.col{display:flex;flex-direction:column;gap:.85rem}
.col p{color:var(--sub)}
.ic{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:var(--blue);color:#fff;margin-bottom:.4rem}
.ic svg{width:26px;height:26px;overflow:visible}
@media (max-width:860px){.cols{grid-template-columns:1fr}}

/* Numbered sequence */
.seq{max-width:820px;margin:0 auto;list-style:none;padding:0;counter-reset:q;border-top:1px solid var(--line)}
.seq li{counter-increment:q;display:grid;grid-template-columns:48px minmax(0,1fr);gap:1.2rem;padding:1.3rem 0;border-bottom:1px solid var(--line)}
.seq li::before{content:counter(q);width:36px;height:36px;border-radius:10px;background:var(--soft);border:1px solid var(--line);display:grid;place-items:center;font-weight:600;font-size:.92rem}
.seq b{display:block;font-weight:600}
.seq span{color:var(--sub);font-size:.96rem}

/* Prose (SEO text, articles) */
.prose{max-width:720px;margin:0 auto;font-size:1.06rem;line-height:1.75}
.prose h2{font-size:clamp(1.55rem,2.8vw,2.1rem);margin:3rem 0 1rem}
.prose h3{font-size:1.2rem;margin:2rem 0 .6rem}
.prose p{margin:0 0 1.2rem;color:#2a2f36}
.prose ul,.prose ol{margin:0 0 1.4rem;padding-left:1.3rem;color:#2a2f36}
.prose li{margin-bottom:.5rem}
.prose li::marker{color:var(--blue)}
.prose a{color:var(--blue);text-underline-offset:3px}
.prose strong{font-weight:600;color:var(--ink)}
.answer{background:var(--soft);border:1px solid var(--line);border-radius:14px;padding:1.4rem 1.5rem;margin:0 0 2rem}
.answer b{display:block;font-size:.9rem;color:var(--blue);margin-bottom:.4rem}
.answer p{margin:0}
.tablewrap{overflow-x:auto;margin:0 0 1.6rem;border:1px solid var(--line);border-radius:12px}
.tablewrap table{border-collapse:collapse;width:100%;min-width:560px;font-size:.95rem}
.tablewrap th,.tablewrap td{text-align:left;padding:.8rem 1rem;border-bottom:1px solid var(--line);vertical-align:top}
.tablewrap th{background:var(--soft);font-weight:600}
.tablewrap tr:last-child td{border-bottom:0}
.meta{display:flex;flex-wrap:wrap;justify-content:center;gap:.4rem 1.4rem;font-size:.9rem;color:var(--sub)}
.toc{max-width:720px;margin:0 auto 1rem;border:1px solid var(--line);border-radius:14px;padding:1.3rem 1.5rem}
.toc b{display:block;margin-bottom:.6rem}
.toc ol{margin:0;padding-left:1.2rem;color:var(--sub);display:grid;gap:.35rem}
.toc a{text-decoration:none}
.toc a:hover{color:var(--blue)}
.inline-cta{max-width:720px;margin:2.6rem auto;border-radius:16px;background:var(--blue);color:#fff;padding:1.8rem;display:flex;flex-wrap:wrap;gap:1.2rem;align-items:center;justify-content:space-between}
.inline-cta p{margin:0;color:#dbe3f5;max-width:40ch}
.inline-cta b{display:block;color:#fff;font-size:1.15rem;font-weight:600;margin-bottom:.2rem}
.inline-cta .btn{background:#fff;color:var(--blue)}

/* Posts */
.posts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.4rem;max-width:1000px;margin:0 auto}
.post{display:flex;flex-direction:column;gap:.7rem;padding:1.8rem;border:1px solid var(--line);border-radius:18px;text-decoration:none;transition:border-color .2s,transform .2s}
.post:hover{border-color:var(--blue);transform:translateY(-2px)}
.post .cat{font-size:.82rem;color:var(--green);font-weight:500}
.post h3{font-size:1.25rem;font-weight:500;letter-spacing:-.02em}
.post p{color:var(--sub);font-size:.97rem}
.post .more{color:var(--blue);font-weight:500;font-size:.95rem;margin-top:auto}
@media (max-width:760px){.posts{grid-template-columns:1fr}}

/* FAQ */
.faq{max-width:820px;margin:0 auto;border-top:1px solid var(--line)}
details{border-bottom:1px solid var(--line)}
summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1.5rem;padding:1.5rem 0;font-size:1.08rem;font-weight:500}
summary::-webkit-details-marker{display:none}
.pm{position:relative;width:22px;height:22px;flex:none}
.pm::before,.pm::after{content:"";position:absolute;left:4px;right:4px;top:50%;height:1.5px;background:var(--sub);transition:transform .3s}
.pm::after{transform:rotate(90deg)}
details[open] .pm::after{transform:rotate(0)}
details p{color:var(--sub);padding-bottom:1.5rem;max-width:62ch}

/* Contact with multistep form */
.contact .wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(3rem,6vw,5.5rem);align-items:start}
.contact-copy{display:flex;flex-direction:column;gap:1.4rem}
.contact-copy p{color:var(--sub);font-size:1.1rem;max-width:44ch}
.checks{list-style:none;padding:0;margin:.4rem 0 0;display:grid;gap:.8rem}
.checks li{display:flex;gap:.7rem;align-items:center}
.checks li::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--green);flex:none}
@media (max-width:880px){.contact .wrap{grid-template-columns:1fr}}
.ms{background:var(--soft);border:1px solid var(--line);border-radius:18px;padding:clamp(1.5rem,3.5vw,2.3rem);display:flex;flex-direction:column;gap:1rem;min-height:430px}
.ms-top{display:flex;justify-content:space-between;gap:1rem;font-size:.84rem;color:var(--sub)}
.ms-bar{height:4px;background:var(--line);border-radius:2px;overflow:hidden;margin-bottom:.6rem}
.ms-bar i{display:block;height:100%;width:33%;background:var(--blue);transition:width .4s cubic-bezier(.2,.8,.2,1)}
.ms-step{display:flex;flex-direction:column;gap:.9rem}
.ms-step:not([hidden]){animation:kin .35s ease-out}
.ms-chip{display:inline-flex;align-items:center;gap:.4rem;background:var(--bg);border:1px solid var(--line);border-radius:99px;padding:.3rem .5rem .3rem .9rem;font-size:.86rem;width:max-content;max-width:100%}
.ms-chip button{border:0;background:none;color:var(--sub);cursor:pointer;font:inherit;font-size:1.1rem;line-height:1;padding:0 .3rem}
.q{font-size:1.25rem;font-weight:500;letter-spacing:-.02em;line-height:1.3}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:.7rem}
.opt{font:inherit;font-size:.95rem;font-weight:500;color:var(--ink);text-align:left;padding:1rem;border:1px solid var(--line);border-radius:12px;background:var(--bg);cursor:pointer;min-height:70px;transition:border-color .2s,background .2s}
.opt:hover{border-color:var(--blue)}
.opt.sel{border-color:var(--blue);background:color-mix(in srgb,var(--blue) 7%,transparent)}
@media (max-width:400px){.opts{grid-template-columns:1fr}.opt{min-height:0}}
.two{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
@media (max-width:480px){.two{grid-template-columns:1fr}}
.ms label{display:grid;gap:.4rem;font-size:.88rem;font-weight:500}
input[type=text],input[type=email],input[type=tel]{font:inherit;font-size:1rem;color:var(--ink);background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:.8rem .95rem;width:100%;transition:border-color .2s}
input:focus{outline:none;border-color:var(--blue)}
.ms .btn{width:100%}
.ms-back{margin-top:auto;padding-top:1rem;font:inherit;font-size:.9rem;color:var(--sub);background:none;border:0;cursor:pointer;align-self:flex-start}
.ms-back:hover{color:var(--ink)}
.ms-done{align-items:center;text-align:center;padding-top:2rem}
.ksub{color:var(--sub);max-width:32ch}
.err{color:#c0392b;font-size:.9rem}
.fnote{font-size:.8rem;color:var(--sub)}

footer{border-top:1px solid var(--line)}
footer .wrap{display:grid;grid-template-columns:1.2fr repeat(3,minmax(0,1fr));gap:2rem;padding-block:3rem;font-size:.92rem;color:var(--sub)}
footer h4{margin:0 0 .8rem;font-size:.9rem;color:var(--ink);font-weight:600}
footer ul{list-style:none;margin:0;padding:0;display:grid;gap:.5rem}
footer a{text-decoration:none}
footer a:hover{color:var(--ink)}
footer .fbrand{display:flex;flex-direction:column;gap:.8rem;max-width:30ch}
footer .copy{grid-column:1/-1;padding-top:1.6rem;border-top:1px solid var(--line);font-size:.85rem}
@media (max-width:760px){footer .wrap{grid-template-columns:1fr 1fr}footer .fbrand{grid-column:1/-1}}


/* Success state */
.ms-done{align-items:center;text-align:center;padding-top:.6rem;gap:.9rem}
.ok-anim{position:relative;width:84px;height:84px;margin-bottom:.2rem}
.ok-anim svg{position:relative;width:84px;height:84px}
.ok-ring{fill:none;stroke:var(--green);stroke-width:4;stroke-dasharray:214;stroke-dashoffset:214;transform:rotate(-90deg);transform-origin:40px 40px}
.ok-check{fill:none;stroke:var(--green);stroke-width:5;stroke-linecap:round;stroke-linejoin:round;stroke-dasharray:48;stroke-dashoffset:48}
.ok-burst{position:absolute;inset:0;border-radius:50%;background:color-mix(in srgb,var(--green) 18%,transparent);opacity:0}
.ms-done:not([hidden]) .ok-ring{animation:okring .6s ease-out forwards}
.ms-done:not([hidden]) .ok-check{animation:okcheck .4s .5s ease-out forwards}
.ms-done:not([hidden]) .ok-burst{animation:okburst 1s .55s ease-out}
@keyframes okring{to{stroke-dashoffset:0}}
@keyframes okcheck{to{stroke-dashoffset:0}}
@keyframes okburst{0%{opacity:1;transform:scale(.7)}100%{opacity:0;transform:scale(1.8)}}
.ok-title{font-size:1.35rem}
.next{list-style:none;padding:0;margin:.3rem 0 .2rem;width:100%;display:grid;gap:.55rem;text-align:left}
.next li{display:flex;gap:.8rem;align-items:center;padding:.8rem .95rem;border:1px solid var(--line);border-radius:12px;background:var(--bg);opacity:0;transform:translateY(6px)}
.ms-done:not([hidden]) .next li{animation:nextin .4s ease-out forwards}
.ms-done:not([hidden]) .next li:nth-child(1){animation-delay:.85s}
.ms-done:not([hidden]) .next li:nth-child(2){animation-delay:1s}
.ms-done:not([hidden]) .next li:nth-child(3){animation-delay:1.15s}
@keyframes nextin{to{opacity:1;transform:none}}
.ni{width:36px;height:36px;border-radius:10px;background:var(--blue);color:#fff;display:grid;place-items:center;flex:none}
.next div{display:flex;flex-direction:column;min-width:0}
.next b{font-weight:600;font-size:.93rem}
.next span{font-size:.85rem;color:var(--sub)}
@media (prefers-reduced-motion:reduce){.ok-ring,.ok-check{stroke-dashoffset:0}.next li{opacity:1;transform:none}}
/* Fullscreen form */
html.fsm-open{overflow:hidden}
.fsm{position:fixed;inset:0;z-index:60;background:var(--bg);overflow-y:auto;overscroll-behavior:contain;padding-bottom:env(safe-area-inset-bottom,0px);animation:fsmin .3s ease-out}
@keyframes fsmin{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.fsm-top{position:sticky;top:0;z-index:2;display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:calc(1rem + env(safe-area-inset-top,0px)) max(24px,env(safe-area-inset-right,0px)) 1rem max(24px,env(safe-area-inset-left,0px));background:var(--bg);border-bottom:1px solid var(--line)}
.fsm-brand{display:flex;align-items:center;gap:.55rem;font-weight:600;font-size:1.12rem;letter-spacing:-.03em}
.fsm-x{width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:var(--bg);color:var(--ink);cursor:pointer;display:grid;place-items:center;transition:border-color .2s,background .2s}
.fsm-x:hover{border-color:var(--ink);background:var(--soft)}
.fsm-body{padding-block:clamp(2.5rem,6vw,5rem)}
.fsm-body .wrap{border:0}
.fsm-body{--navy-sub:var(--sub);--navy-ink:var(--ink);--navy-line:var(--line)}
.fsm-body .contact-copy p{color:var(--sub)}
@media (max-width:880px){.fsm-body .wrap>form{order:-1}.fsm-body{padding-block:1.5rem 3rem}}

@media (prefers-reduced-motion:reduce){.fsm{animation:none}}

@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important}html{scroll-behavior:auto}}

/* Country switcher */
.lang{position:relative;flex:none}
.lang-b{display:inline-flex;align-items:center;gap:.45rem;height:42px;padding:0 .7rem;border:1px solid var(--line);border-radius:10px;background:var(--bg);font:inherit;font-size:.9rem;font-weight:500;color:var(--ink);cursor:pointer}
.lang-b:hover{border-color:var(--sub)}
.lang-b svg{transition:transform .2s}
.lang.open .lang-b svg{transform:rotate(180deg)}
.lang-m{position:absolute;right:0;top:calc(100% + 6px);min-width:210px;background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:.4rem;box-shadow:0 22px 44px -26px rgba(10,20,40,.35);display:none;flex-direction:column;z-index:20}
.lang.open .lang-m{display:flex}
.lang-m a{display:flex;align-items:center;gap:.65rem;padding:.6rem .7rem;border-radius:8px;text-decoration:none;color:var(--ink);font-size:.95rem}
.lang-m a:hover{background:var(--soft)}
.lang-m a[aria-current]{font-weight:600}
.lang-m a[aria-current]::after{content:"";margin-left:auto;width:14px;height:14px;background:var(--green);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3.5 8.5l3 3 6-7' fill='none' stroke='black' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3.5 8.5l3 3 6-7' fill='none' stroke='black' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}
.flag{display:inline-block;width:20px;height:20px;border-radius:50%;flex:none;box-shadow:0 0 0 1px rgba(0,0,0,.12)}
.fl-de{background:linear-gradient(#000 0 33.4%,#dd0000 0 66.7%,#ffce00 0)}
.lang-b .flag{display:none}
.fl-at{background:linear-gradient(#c8102e 0 33.4%,#fff 0 66.7%,#c8102e 0)}
.fl-ch{background:linear-gradient(#fff,#fff) center/58% 18% no-repeat,linear-gradient(#fff,#fff) center/18% 58% no-repeat,#da291c}
@media (max-width:520px){.lang-b{padding:0 .6rem;gap:.3rem}}

/* Performance */
.offscreen *,.offscreen *::before,.offscreen *::after{animation-play-state:paused!important}
header.top{backdrop-filter:none!important;-webkit-backdrop-filter:none!important;background:var(--bg)!important}

/* Load performance */
main > section:not(.hero),footer{content-visibility:auto;contain-intrinsic-size:auto 900px}

/* Mega menu */
.dd-m.mega{left:50%;transform:translateX(-32%);width:min(780px,92vw);min-width:0;padding:.9rem;display:none;grid-template-columns:minmax(0,1fr) minmax(0,1fr) 230px;gap:.2rem .6rem;align-items:start}
.dd:hover .dd-m.mega,.dd:focus-within .dd-m.mega{display:grid}
.mega a.mi{display:flex;gap:.8rem;align-items:flex-start;padding:.7rem;border-radius:10px;white-space:normal;color:var(--ink)}
.mega a.mi:hover{background:var(--soft)}
.mi-ic{width:38px;height:38px;border-radius:10px;background:var(--blue);color:#fff;display:grid;place-items:center;flex:none;transition:transform .2s}
.mega a.mi:hover .mi-ic{transform:scale(1.06)}
.mi b{display:block;font-weight:600;font-size:.93rem;line-height:1.3}
.mi small{display:block;color:var(--sub);font-size:.82rem;line-height:1.4;margin-top:.15rem}
.mega-aside{grid-column:3;grid-row:1/4;align-self:stretch;background:var(--soft);border-radius:12px;padding:1.1rem;display:flex;flex-direction:column;gap:.55rem;white-space:normal}
.mega-k{font-size:.8rem;font-weight:500;color:var(--green)}
.mega-aside b{font-size:1rem;font-weight:600;color:var(--ink);line-height:1.35}
.mega-t{font-size:.85rem;color:var(--sub)}
.mega-aside .btn{margin-top:auto;padding:.65rem .9rem;font-size:.88rem;color:#fff}
@media (max-width:900px){.dd-m.mega{position:static;transform:none;width:auto;display:grid;grid-template-columns:1fr;padding:.3rem 0 0}.mega-aside{display:none}.mega a.mi{padding:.5rem .3rem}.mi-ic{width:32px;height:32px}}
/* Ratgeber: tables, related, hub */
.tbl{overflow-x:auto;margin:0 0 1.6rem;border:1px solid var(--line);border-radius:12px}
.tbl table{width:100%;border-collapse:collapse;font-size:.95rem;line-height:1.5}
.tbl th,.tbl td{text-align:left;padding:.7rem .9rem;border-bottom:1px solid var(--line);vertical-align:top}
.tbl th{background:var(--soft);font-weight:600;color:var(--ink)}
.tbl tr:last-child td{border-bottom:0}
.rel{max-width:1000px;margin:clamp(3.5rem,7vw,5rem) auto 0}
.rel h2{font-size:clamp(1.4rem,2.4vw,1.8rem);margin:0 0 1.4rem;text-align:center}
.hubcat{margin:0 auto clamp(3rem,6vw,4.5rem);max-width:1000px;scroll-margin-top:100px}
.hubcat h2{font-size:clamp(1.4rem,2.4vw,1.9rem);margin:0 0 1.3rem}
.chips{display:flex;flex-wrap:wrap;justify-content:center;gap:.5rem;margin-top:1.8rem}
.chips a{border:1px solid var(--line);border-radius:999px;padding:.45rem .95rem;font-size:.92rem;text-decoration:none;color:var(--ink);transition:border-color .2s}
.chips a:hover{border-color:var(--blue);color:var(--blue)}
/* Mobile menu: full screen, Branchen opens on tap */
.nav-cta{display:none}
@media (max-width:900px){
  header.top{backdrop-filter:none!important;-webkit-backdrop-filter:none!important;background:var(--bg)!important}
  nav.main{position:fixed;left:0;right:0;top:var(--hh,72px);bottom:0;height:auto;z-index:4;overflow-y:auto;overscroll-behavior:contain;gap:0;padding:.6rem max(24px,env(safe-area-inset-left,0px)) calc(2rem + env(safe-area-inset-bottom,0px));border-bottom:0;font-size:1.3rem;color:var(--ink);align-items:stretch}
  nav.main.open{display:flex;animation:navIn .22s ease-out}
  nav.main>a,.dd>a{display:flex;align-items:center;justify-content:space-between;padding:1.05rem 0;border-bottom:1px solid var(--line)}
  .dd{border-bottom:1px solid var(--line)}
  .dd>a{border-bottom:0}
  .dd>a::after{display:inline-block!important;width:9px;height:9px;transform:translateY(-3px) rotate(45deg);transition:transform .2s}
  .dd.open>a::after{transform:translateY(2px) rotate(-135deg)}
  .dd .dd-m.mega,.dd:hover .dd-m.mega,.dd:focus-within .dd-m.mega{display:none}
  .dd.open .dd-m.mega{display:grid;padding:0 0 .8rem}
  .mega a.mi{font-size:1rem}
  .nav-cta{display:flex;flex-direction:column;gap:.7rem;margin-top:auto;padding-top:2rem}
  .nav-cta .btn{justify-content:center;width:100%;font-size:1rem;padding:.95rem 1rem}
  body.nav-lock{overflow:hidden}
}
@keyframes navIn{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}
.hero.art h1{font-size:clamp(2rem,4.4vw,3.3rem);max-width:24ch;margin-inline:auto;line-height:1.12}
.bgrid{grid-template-columns:repeat(3,minmax(0,1fr));max-width:1120px}
.bcard h3 a{text-decoration:none;color:inherit}.bcard h3 a:hover{color:var(--blue)}
.blist{list-style:none;padding:0;margin:.2rem 0 .4rem;display:flex;flex-wrap:wrap;gap:.4rem}
.blist a{display:inline-block;border:1px solid var(--line);border-radius:999px;padding:.3rem .75rem;font-size:.86rem;text-decoration:none;color:var(--ink)}
.blist a:hover{border-color:var(--blue);color:var(--blue)}
@media (max-width:1000px){.bgrid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:760px){.bgrid{grid-template-columns:1fr}}
.disc{max-width:720px;margin:2.4rem auto 0;border-top:1px solid var(--line);padding-top:1.2rem;font-size:.84rem;line-height:1.6;color:var(--sub)}
.disc b{display:block;font-weight:600;color:var(--ink);margin-bottom:.25rem;font-size:.86rem}
.disc p{margin:0}
/* Ausgangslage: Probleme in gedämpftem Rot */
:root{--red:#b42318;--red-soft:#fdf1f0;--red-line:#f5d3cf}
.prob .pill i,.prob .pill i::after{background:var(--red)}
.prob .pill i{box-shadow:0 0 0 4px color-mix(in srgb,var(--red) 16%,transparent)}
.prob .ic{background:var(--red-soft);color:var(--red);box-shadow:inset 0 0 0 1px var(--red-line)}
footer .copy{display:flex;justify-content:space-between;align-items:center;gap:1rem;flex-wrap:wrap}
footer .copy nav{display:flex;gap:1.4rem}
.ms-time{border:0;padding:0;margin:.2rem 0 .4rem;min-width:0}
.ms-time legend{font-size:.88rem;font-weight:500;padding:0;margin-bottom:.45rem}
.tchips{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.5rem}
.ms .tchip{display:block;cursor:pointer;position:relative;font-weight:400}
.tchip input{position:absolute;opacity:0;pointer-events:none}
.tchip span{display:flex;flex-direction:column;gap:.1rem;padding:.65rem .75rem;border:1px solid var(--line);border-radius:10px;background:var(--bg);transition:border-color .2s,background .2s}
.tchip b{font-weight:500;font-size:.9rem;color:var(--ink)}
.tchip small{font-size:.8rem;color:var(--sub)}
.tchip:hover span{border-color:var(--sub)}
.tchip input:checked+span{border-color:var(--blue);background:color-mix(in srgb,var(--blue) 6%,var(--bg));box-shadow:inset 0 0 0 1px var(--blue)}
.tchip input:focus-visible+span{outline:2px solid var(--blue);outline-offset:2px}
@media (max-width:420px){.tchips{grid-template-columns:1fr}}
/* Kontaktbereich: nur Button, Formular im Vollbild-Fenster */
section#kontakt>.wrap{grid-template-columns:1fr;max-width:820px;justify-items:center;text-align:center}
section#kontakt>.wrap>form{display:none!important}
section#kontakt .contact-copy{align-items:center}
section#kontakt .contact-copy p{margin-inline:auto}
section#kontakt .checks{display:flex;flex-wrap:wrap;justify-content:center;gap:.6rem 1.6rem}
section#kontakt .ccard{text-align:left}
.kcta-wrap{margin:.4rem 0 0}
.kcta{padding:1rem 1.6rem;font-size:1rem}
.fsm .kcta-wrap{display:none}
.fsm-body .wrap{grid-template-columns:1fr!important;max-width:640px;gap:1.6rem}
.fsm-intro{text-align:center}
.fsm-intro h2{font-size:clamp(1.6rem,3.2vw,2.3rem);line-height:1.15;margin:0 0 .7rem}
.fsm-intro p{color:var(--sub);font-size:1.02rem;line-height:1.6;max-width:56ch;margin:0 auto}
@media (max-width:880px){.fsm-intro{order:-2}.fsm-intro p{font-size:.95rem}}
.ms .consent{display:flex;gap:.6rem;align-items:flex-start;font-size:.8rem;font-weight:400;line-height:1.5;color:var(--sub);cursor:pointer}
.consent input{flex:none;width:18px;height:18px;margin:.1rem 0 0;accent-color:var(--blue);cursor:pointer}
.consent a{color:var(--blue);text-decoration:underline;text-underline-offset:2px}
.consent.miss span{color:var(--red,#b42318)}
/* Mobil: blauer Burger mit 3 Balken, Länderwahl im Menü */
.nav-lang{display:none}
@media (max-width:900px){
  .burger{background:var(--blue);border-color:var(--blue);gap:4px}
  .burger span{width:18px;height:2px;border-radius:2px;background:#fff;transition:transform .25s,opacity .2s}
  .burger[aria-expanded="true"] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
  .burger[aria-expanded="true"] span:nth-child(2){opacity:0}
  .burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
  .hright .lang{display:none}
  .nav-lang{display:flex;gap:.5rem;flex-wrap:wrap;padding-top:1.4rem}
  .nav-lang a{display:inline-flex;align-items:center;gap:.5rem;border:1px solid var(--line);border-radius:999px;padding:.5rem .9rem;font-size:.95rem;text-decoration:none;color:var(--ink)}
  .nav-lang a[aria-current]{border-color:var(--blue);box-shadow:inset 0 0 0 1px var(--blue);font-weight:500}
  .nav-lang .flag{display:inline-block!important}
}
@media (max-width:900px){.nav-lang{margin-top:auto}.nav-lang+.nav-cta{margin-top:0;padding-top:1rem}}
@media (max-width:900px){.hright .hcta{display:none}}
/* Saubere Zeilenumbrüche: keine einzelnen Wörter in der letzten Zeile */
h1,h2,h3,.q{text-wrap:balance}
p,li,summary,.sub{text-wrap:pretty}
.head p,.hero .sub,.fsm-intro p,.radar-note,.plans-note,.w-note,section#kontakt .contact-copy p{text-wrap:balance}
/* Kontaktbereich als Navy-Karte */
section#kontakt{padding-block:clamp(4rem,8vw,6.5rem)}
section#kontakt>.wrap{display:block;max-width:1180px;text-align:left}
section#kontakt .contact-copy{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);column-gap:clamp(2rem,5vw,4.5rem);row-gap:1.1rem;align-items:start;background:var(--blue);color:#fff;border-radius:24px;padding:clamp(2rem,5vw,4rem);position:relative;overflow:hidden}
section#kontakt .contact-copy>*{grid-column:1;margin:0}
section#kontakt .contact-copy::after{content:"";position:absolute;right:-120px;top:-120px;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.09),transparent 70%);pointer-events:none}
section#kontakt .pill{color:#fff;justify-self:start}
section#kontakt .contact-copy h2{color:#fff;font-size:clamp(1.9rem,3.6vw,2.9rem);line-height:1.1;max-width:18ch}
section#kontakt .contact-copy p{color:#c9d3ea;font-size:1.05rem;max-width:52ch;margin:0;text-wrap:pretty}
section#kontakt .checks{display:flex;flex-wrap:wrap;justify-content:flex-start;gap:.5rem 1.4rem;color:#fff;font-size:.95rem}
section#kontakt .checks li::before{background:#5fd58a}
section#kontakt .kcta-wrap{margin-top:.6rem}
section#kontakt .kcta{background:#fff;color:var(--blue);border-color:#fff}
section#kontakt .kcta:hover{background:#eef2fb}
section#kontakt .ccard{grid-column:2;grid-row:1 / span 6;align-self:center;flex-direction:column;align-items:flex-start;gap:1rem;margin:0;max-width:none;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);border-radius:18px;padding:1.6rem;text-align:left}
section#kontakt .ccard img{width:76px;height:76px;border-radius:50%;object-fit:cover;box-shadow:0 0 0 3px rgba(255,255,255,.18)}
section#kontakt .ccard div{display:flex;flex-direction:column;gap:.2rem}
section#kontakt .ccard b{color:#fff;font-weight:600;font-size:1.1rem}
section#kontakt .ccard span{color:#c9d3ea;font-size:.92rem}
section#kontakt .ccard .ctel{margin-top:.5rem;padding-top:.8rem;border-top:1px solid rgba(255,255,255,.14)}
section#kontakt .ccard .ctel b{display:block;color:#fff;font-size:1.25rem;font-weight:500;letter-spacing:-.01em;margin-top:.15rem}
@media (max-width:880px){section#kontakt .contact-copy{grid-template-columns:1fr}section#kontakt .ccard{grid-column:1;grid-row:auto;flex-direction:row;align-items:center}section#kontakt .ccard img{width:60px;height:60px}section#kontakt .kcta{width:100%;justify-content:center}}
section#kontakt .ccard{display:flex}
section#kontakt .checks{display:grid;gap:.55rem}
section#kontakt .kcta{display:inline-flex;align-items:center;justify-content:center;text-align:center}
@media (max-width:880px){section#kontakt .kcta{white-space:normal;padding:1rem 1.2rem}section#kontakt .contact-copy{border-radius:20px}}
@media (max-width:880px){section#kontakt .ccard{flex-direction:column;align-items:flex-start}}
section#kontakt .ccard .ctel b{white-space:nowrap}

/* Header: Login statt Länderwahl (Länderwahl im Footer, mobil im Menü) */
.hright .lang{display:none}
.hlogin{display:inline-flex;align-items:center;gap:.45rem;height:42px;padding:0 .9rem;border:1px solid var(--line);border-radius:10px;font-size:.93rem;font-weight:500;color:var(--ink);text-decoration:none;white-space:nowrap}
.hlogin svg{color:var(--blue)}
.hlogin:hover{border-color:var(--blue);color:var(--blue)}
@media (max-width:900px){.hlogin{display:none}}
.flang{display:flex;gap:.4rem;flex-wrap:wrap;align-items:center}
.flang a{display:inline-flex;align-items:center;gap:.45rem;padding:.35rem .75rem;border:1px solid var(--line);border-radius:999px;font-size:.85rem;color:var(--sub);text-decoration:none}
.flang a:hover{color:var(--ink);border-color:var(--sub)}
.flang a[aria-current]{color:var(--ink);border-color:var(--blue);font-weight:500}
.flang .flag{width:16px;height:16px}
.nav-login{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.8rem;font-weight:500;color:var(--ink);text-decoration:none}
.nav-login svg{color:var(--blue)}
.nav-cta .nav-login{font-size:1rem!important;padding:.7rem!important;border:0!important}
@media (max-width:1180px){.hlogin .hl-t{display:none}.hlogin{width:42px;padding:0;justify-content:center}}
@media (max-width:1100px){.hright .hcta{display:none}}
.hright .hcta{height:42px;padding:0 1rem;border:0;line-height:1}
.hlogin{padding:0 1rem}
.hright .hphone{display:none}
@media (max-width:1340px){.hlogin .hl-t{display:none}.hlogin{width:42px;padding:0;justify-content:center}}
@media (min-width:901px){body header.top .wrap{display:grid;grid-template-columns:1fr auto 1fr;column-gap:1rem;max-width:1480px}header.top .logo{justify-self:start}header.top nav.main{justify-self:center}header.top .hright{justify-self:end}}
@media (max-width:1180px) and (min-width:1101px){nav.main{gap:1.4rem}}
.hlogin svg{flex:none;width:17px;height:17px}
@media (min-width:1101px){body header.top nav.main{position:relative;left:-28px}}
.next .ni,.ms .ni{color:#fff!important}
